Credit Pandemic

The definition of pandemic is: occuring over a wide geographic area and affecting an exceptionally high proportion of the population.

We normally hear this word associated with health concerns such as the swine flu or an outbreak of some other disease but the concept of credit (debt) fits into the pandemic definition as well.

At this point in time, even if you've never had credit or debt, and you don't have a credit score, you are still being affected by the credit woes of your government. Here in America you can click on the link below to see our nations national debt clock in real time.

http://www.usdebtclock.org/

Kind of scary huh? Bet you didn't know your government had you in that much debt before you ever even applied for any personal loans of your own. This government debt will be paid by us citizens through higher taxation. Every child being born now is born into debt slavery.

Here's an ironic thing: We are considered the one super power on the planet. Our military and defense spending exceeds every other country's spending by leaps and bounds. Our military men and women are deployed over and over again to the point of being worn out. They are supposed to be fighting for our freedom. The cost of these wars is turning us into debt slaves. So where's the freedom?

When our military men and women return home and need proper medical treatment that they can't get.....where's all that defense money going? Why can't it go toward treating our veterans properly after they come home? Sadly, many people grow wealthy off of wars. Defense contractors that the government hires to build and engineer bigger or better weapon systems are the ones who grow wealthy....not our veterans.

I digressed a bit off the subject of credit but I assure you this blog will be dedicated to helping you with ideas to fix your credit report. When I bring other information into the blog such as military spending its only to make you more aware of where our money goes and how it affects us. So do be prepared to get some good credit advice from me. You will be learning what I learned after almost twelve years as a home loan originator. But also be prepared to take "The Red Pill" Neo, and see how deep the rabbit hole goes!!!! Thanks for reading!